Working Capital Calculator

Measure your business liquidity health with Working Capital, Current Ratio and Quick Ratio — the three vital signs of short-term financial health.

Balance Sheet Inputs (₹)

Cash & Bank Balances

Accounts Receivable (Debtors)

Inventory / Stock

Prepaid Expenses

Accounts Payable (Creditors)

Short-term Loans / Overdraft

Accrued Expenses

Deferred Revenue

Working Capital (Current Assets − Current Liabilities)

₹6,30,000

✓ Positive working capital

Current Ratio

2.40

Healthy

Ideal: ≥ 2.0

Quick Ratio

1.29

Adequate

Ideal: ≥ 1.2 (excl. inventory)

Current Assets

Cash & Bank Balances₹2,00,000

Accounts Receivable (Debtors)₹3,50,000

Inventory / Stock₹5,00,000

Prepaid Expenses₹30,000

Total₹10,80,000

Current Liabilities

Accounts Payable (Creditors)₹2,50,000

Short-term Loans / Overdraft₹1,00,000

Accrued Expenses₹80,000

Deferred Revenue₹20,000

Total₹4,50,000